Divorce, illness or job loss have always been factors that can lead to major financial hardship, tipping an individual or family into poverty.

The Covid-19 pandemic has reinforced inequalities in Switzerland and in Geneva, generating financial situations that are sometimes inextricable. This applies in particular to people of modest means who have lost their income as a result of the restrictions, and who are not covered by state aid or social insurance. Finally, the elderly and/or disabled, isolated and without outside help, remain particularly vulnerable. More recent crises have also had an impact on a whole section of the population.